Common questions

Is catalogue credit the same as a credit card?

Similar idea — a limit you spend against — but catalogue plans here are fixed equal payments, so the balance can't creep up with interest.

Can I get catalogue credit with bad credit?

Yes. Affordability-based checks look at your budget today, not a score cut-off from the past.

Will the application show on my credit file?

The initial acceptance check is a soft search, which only you can see.

Weekly or monthly — which is better?

Whichever matches how you're paid. The total is the same either way.

What happens if I can't pay one month?

Contact the team before the due date. Moving a date is far easier than repairing a missed payment.